“Over the years, J.D. Gilmour & Co. has consistently worked to find our employees the best possible insurance coverage at the most reasonable premiums. We all know that dealing with insurance companies can at times be a real challenge

Fortunately, with J.D. Gilmour & Co. in our corner, that challenge has been reduced significantly. Their team is always ready to step in and help us resolve whatever problem arises.”

– Lydia Smith, B&M Racing & Performance

Employee Benefits


  • HMO/PPO/POS and traditional indemnity plans
  • Consumer-driven health plans (CDHPs)
  • Self-funded employer plans
  • Defined contribution plans
  • Re-insurance/stop-loss programs
  • Health Savings Accounts (HSA)
  • Health Reimbursement Accounts (HRA)
  • Limited Medical plans
  • Employee assistance plans (EAPs)
  • Medicare supplement and Medicare Part D

  • PPO
  • HMO/prepaid
  • INO

  • Group life
  • Travel accident
  • Accidental Death & Dismemberment
  • Individual
    Disability/Long Term Care

  • Long Term disability
  • Short Term disability
  • Long Term Care

  • Fully-insured
  • Self-funded
  • Discount Programs
    Voluntary & Worksite Plans

  • Dental
  • Life
  • Long Term Disability
  • Short Term Disability
  • Accident
  • Critical Illness
  • Hospital Indemnity
    Retirement Planning

  • 401(K) & Profit Sharing
  • Pension plans
    Section 125

  • Premium-only
  • Health care spending accounts
  • Dependent care spending accounts
  • Transportation/Parking spending accounts