Case Studies


“Over the years, J.D. Gilmour & Co. has consistently worked to find our employees the best possible insurance coverage at the most reasonable premiums. We all know that dealing with insurance companies can at times be a real challenge

Fortunately, with J.D. Gilmour & Co. in our corner, that challenge has been reduced significantly. Their team is always ready to step in and help us resolve whatever problem arises.”

– Lydia Smith, B&M Racing & Performance

Manufacturer of Electronic Components

J.D. Gilmour & Co. found a medical insurance plan that was tailored to fit their specific geographic needs. With an employee population located in a fairly small area, they were a perfect match for a narrow network HMO plan.

By removing some of the more costly medical groups from their plan, the company saved 20% off of their renewal costs, improved benefits for their employees, and increased employee satisfaction with a well-communicated message.

In addition to their medical insurance, the company was also able to save 40% off of their life insurance rates by de-coupling it from their current medical insurance carrier.

Growing Prime Meat Cutting Business

J.D. Gilmour & Co. was brought in based on a previous relationship and asked to take over a plan for a small local meat cutter.
We designed a plan and contribution strategy with an eye towards the future, which included compliance with PPACA. J.D. Gilmour & Co. designed a plan offering a localized HMO combined with a more robust HMO and a PPO offering for management employees.
We also put together an offering of voluntary products and held a one on one enrollment, gathering important data for HR. This client is in the process of setting up on line enrollment and communication with all their carriers with our help.
Now they are in no danger of falling out of PPACA compliance for years to come. Ownership is happy that they have an affordable plan that lets them compete for top sales talent and keep their business running smoothly and profitably.